The Benefits of Financing HVAC SystemsYour heating and cooling system always seems to break down when you least expect it. Unfortunately, replacing your HVAC system can be a costly task. But we have good news! RCM Heating, Cooling & Generators offers options to help our customers manage this expense to help them be comfortable in their home.
Here are the benefits of financing:
- Replacing old equipment right away with newer energy efficient models can help customers save money on their utility costs, which can pay for a substantial amount of the newly purchased equipment
- The average cost of maintaining old equipment can cost more in the long-run than if you purchase new equipment
- Financing alleviates the stress of purchasing a new HVAC system, especially if it needs to be done right away
- The customer service aspect of financing can provide trust and a long-term relationship between the customer and their HVAC company
- Credit reports: Your credit score plays a large role; it will determine the amount to lend and the interest rate.
- Pay stubs: Organize your last 3 months of pay stubs to provide verification of income.
- Letters of Reference: For those with poor or low credit, a reference can establish reliability.